Ramsey County property record for 1295 Stuart St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,002 sqft · built 1979 |
| Lot Size | 0.377 acres (16,400 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-30-22-44-0071 |
| Primary APN | 04-30-22-44-0071 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Shed Roof |
| Lot Area | 16,400 sqft (0.377 acres) |
| Lot Dimensions | 205 ft deep x 80 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 1,012 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 578939 |
|---|---|
| Street Address | 1295 STUART ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTER HILLS ADDITION LOT 9 BLK 2 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 04 |
| Legal Subdivision | OTTER HILLS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40101 |
1295 Stuart St is held in a trust since January 2026.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1295 STUART ST, SAINT PAUL, MN 55110-2226 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 2, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2026 |
| Transfer Doc | 0005112953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 10, 2026 |
| Property Address | 1295 STUART ST, SAINT PAUL, MN 55110-2226 |
| Document Number | 0005112953 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 20265112953 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $171.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1295 STUART ST, SAINT PAUL, MN 55110-2226 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 2, 2026 |
| Property Address | 1295 STUART ST, SAINT PAUL, MN 55110-2226 |
| Document Number | 0A05091632 |
| Instrument Date | Aug 20, 2025 |
| Instrument | A05091632 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1295 STUART ST, WHITE BEAR LAKE, MN 55110-2226 |
The 2025 property tax bill for 1295 Stuart St was $4,456.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,000 (-2%) Land $85,600 Building $282,400 | $368,000 (-2%) Land $85,600 Building $282,400 | |
| 2025 | $4,456.00 Homeowner's exemption | $375,500 Land $85,600 Building $289,900 | $375,500 Land $85,600 Building $289,900 |
| 2023 | $3,978.00 Homeowner's exemption | $348,600 Land $85,600 Building $263,000 | $348,600 Land $85,600 Building $263,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1295 Stuart St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1295 Stuart St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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