1261 Stuart St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 1261 Stuart St, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,464 sqft · built 1977
Lot Size	0.325 acres (14,145 sqft)
Owner	2 Individual Names on File
Last Sale	$227,490 (Apr 2015)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-30-22-44-0067`

Property Details

APN / Parcel Number

Primary APN	`04-30-22-44-0067`
Alternative APNs	`8555461` `617398`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	14,145 sqft (0.325 acres)
Lot Dimensions	123 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	617398
Street Address	1261 STUART ST
City	SAINT PAUL
State	MN
Zip	55110-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTER HILLS ADDITION LOT 5 BLK 2
Legal Range	22
Legal Township	30
Legal Section	04
Legal Subdivision	OTTER HILLS ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	2
Census Block	2001
Census Tract	40101

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1261 STUART ST, SAINT PAUL, MN 55110-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015 · Amount on File
Deed Sale	Apr 1, 2015 · Amount on File
Prior Sale	Feb 23, 2015 · Amount on File
Deed Document Number	20154549604
Last Transfer Date	Sep 24, 2015
Transfer Doc	0004576007
Record Updated	Oct 29, 2026

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 13, 2021
Property Address	1261 STUART ST, SAINT PAUL, MN 55110-2226
Document Number	0A04912899
Instrument Date	Sep 28, 2021
Instrument	A04912899
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0A04912928
Date	Oct 13, 2021
Instrument	A04912928

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,200 (+5.49%) Land $96,700 Building $295,500	$392,200 (+5.49%) Land $96,700 Building $295,500
2025	$4,684.00 (-0.55%)
2023	$4,710.00 Homeowner's exemption	$371,800 Land $96,700 Building $275,100	$371,800 Land $96,700 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20