Ramsey County property record for 1278 Stuart St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,253 sqft · built 1977 |
| Lot Size | 0.338 acres (14,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,488 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-30-22-11-0013 |
| Primary APN | 09-30-22-11-0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,253 sqft Living Area |
| 1st Floor Area | 1,253 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 14,700 sqft (0.338 acres) |
| Lot Dimensions | 140 ft deep x 105 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 102418 |
|---|---|
| Street Address | 1278 STUART ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTER HILLS ADDITION LOT 21 BLK 1 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 09 |
| Legal Subdivision | OTTER HILLS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40101 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1278 STUART ST, SAINT PAUL, MN 55110-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,600 (+8.47%) Land $95,800 Building $267,800 | $363,600 (+8.47%) Land $95,800 Building $267,800 | |
| 2025 | $4,488.00 (+13.85%) | ||
| 2023 | $3,942.00 Homeowner's exemption | $335,200 Land $95,800 Building $239,400 | $335,200 Land $95,800 Building $239,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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