1271 Stuart St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 1271 Stuart St, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,222 sqft · built 1978
Lot Size0.313 acres (13,612 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jun 2023)
Tax Bill$4,122 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-30-22-44-0068

Property Details

APN / Parcel Number

Primary APN04-30-22-44-0068
Alternative APNs
  • 8250848
  • 285350

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,222 sqft Living Area
1st Floor Area598 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeShed Roof
Lot Area13,612 sqft (0.313 acres)
Lot Dimensions164 ft deep x 83 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number285350
Street Address1271 STUART ST
CitySAINT PAUL
StateMN
Zip55110-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTTER HILLS ADDITION LOT 6 BLK 2
Legal Range22
Legal Township30
Legal Section04
Legal SubdivisionOTTER HILLS ADDITION
Legal Block2
Legal Lot Number6
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR
Census Block Group2
Census Block2001
Census Tract40101

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1271 STUART ST, SAINT PAUL, MN 55110-2226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Feb 3, 2020Deed of Trust, Mortgage · Line of Credit
BREMER BK NAT'L ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleJun 9, 2023 · Amount on Record
Deed Document Number20234991626
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJun 14, 2023
Property Address1271 STUART ST, SAINT PAUL, MN 55110-2226
Document Number0A04991626
Instrument DateJun 9, 2023
InstrumentA04991626
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,089.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1271 STUART ST, WHITE BEAR TOWNSHIP, MN 55110-2226

Mortgage

Document Number0A04991627
DateJun 14, 2023
InstrumentA04991627
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1271 STUART ST, WHITE BEAR TOWNSHIP, MN 55110-2226
Document Number0004798814
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1271 STUART ST WHITE BEAR TOWNSHIP MN 551102226, WHITE BEAR TOWNSHIP, MN 55110-2226

Mortgage

Document Number0004798814
DateFeb 24, 2020
Instrument4798814
Lender
NameBREMER BK NAT'L ASSN
AddressSAINT PAUL, MN 55102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 23, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
County SubdivisionWhite Bear Township
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,200 (+8.21%) Land $84,700 Building $251,500$336,200 (+8.21%) Land $84,700 Building $251,500
2025$4,122.00 (+3.83%)
2023$3,970.00 Homeowner's exemption$310,700 (-0.67%) Land $84,700 Building $226,000$310,700 (-0.67%) Land $84,700 Building $226,000
2022$312,800 Land $84,700 Building $228,100$312,800 Land $84,700 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Township
serves 11,699 people · EPA ID MN1620025
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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