San Bernardino County property record for 12949 Choco Rd, Apple Valley, CA 92308 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,394 sqft · built 1999 |
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Sep 2025) |
| Tax Bill | $6,595 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Aug 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3087-072-04-0000 |
| Primary APN | 3087-072-04-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 2,394 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 25,000 sqft (0.574 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 644 sqft |
| Patio Area | 644 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12949 CHOCO RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-4515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14090-2 LOT 64 BOOK 265 PAGE 58 |
| Legal Subdivision | TOWN OF APPLE VALLEY |
| Legal Tract | 14090-2 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 9724 |
Source: San Bernardino County records · APN 3087-072-04-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 05, 2025 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 16, 2023 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Dec 03, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| May 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Feb 14, 2017 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2025 · Amount on Record |
| Deed Sale | Sep 05, 2025 · Amount on Record |
| Prior Sale | Aug 16, 2023 · Amount on Record |
| Deed Document Number | 2025215084 |
| Prior Transfer Date | Oct 29, 2015 |
| Prior Transfer Doc | 0000046459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 05, 2025 |
| Property Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000215084 |
| Map Reference | MB 265 PG 58-61 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025-0215084 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 16, 2023 |
| Property Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000202038 |
| Map Reference | MB 265 PG 58-61 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023-0202038 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | NOT AVAILABLE, SOCAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000202039 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023-0202039 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000543057 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021-0543057 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000175959 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-0175959 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000060984 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-0060984 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 14, 2017 |
| Property Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000064925 |
| Map Reference | MB265 PG58-61 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2017-0064925 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12949 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000064926 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2017-0064926 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $560,000 (-0.18%) Land $112,000 Building $448,000 | |
| 2025 | $6,595.00 (+44%) | $561,000 (+47.05%) Land $112,200 Building $448,800 |
| 2023 | $4,580.00 (+1.46%) | $381,506 Land $76,301 Building $305,205 |
| 2022 | $4,514.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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