San Bernardino County property record for 12920 Choco Rd, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,162 sqft · built 1997 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,000 (Jan 2001) |
| Tax Bill | $2,119 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3087-071-01-0000 |
| Primary APN | 3087-071-01-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,162 sqft Living Area |
| Gross Area | 3,077 sqft |
| 1st Floor Area | 2,162 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 22,000 sqft (0.505 acres) |
| Garage Type | Attached |
| Garage Area | 915 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 450 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12920 CHOCO RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-4537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14090-2 LOT 44 BOOK 265 PAGE 58 |
| Legal Subdivision | TOWN OF APPLE VALLEY |
| Legal Tract | 14090-2 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 9724 |
Source: San Bernardino County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12920 CHOCO RD, APPLE VALLEY, CA 92308-4537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2001 · Amount on Record |
| Deed Sale | Jan 5, 2001 · Amount on Record |
| Deed Document Number | 20014629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12920 CHOCO RD, APPLE VALLEY, CA 92308-4537 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 12920 CHOCO RD, APPLE VALLEY, CA 92308-4537 |
| Document Number | 0000100729 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-0100729 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $334,329 (+2%) Land $48,491 Building $285,838 | |
| 2025 | $2,119.00 (-0.19%) Disabled Person's exemption | $327,773 (+4.04%) Land $47,540 Building $280,233 |
| 2023 | $2,123.00 (-2.44%) Disabled Person's exemption | $315,045 Land $45,694 Building $269,351 |
| 2022 | $2,176.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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