12990 Choco Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 12990 Choco Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,439 sqft · built 1998
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2022)
Tax Bill	$6,120 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3087-071-05-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-071-05-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,243 sqft
1st Floor Area	2,439 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	309 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12990 CHOCO RD
City	APPLE VALLEY
State	CA
Zip	92308-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14090-2 LOT 48 BOOK 265 PAGE 58
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	14090-2
Legal Block	1
Legal Lot Number	48
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1041
Census Tract	9724

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12990 CHOCO RD, APPLE VALLEY, CA 92308-4537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Mar 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Document Number	202289372
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000079817
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 8, 2022
Property Address	12990 CHOCO RD, APPLE VALLEY, CA 92308-4537
Document Number	0000089372
Map Reference	MB 265 PG 58-61
Instrument Date	Mar 3, 2022
Instrument	2022-0089372
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12990 CHOCO RD, APPLE VALLEY, CA 92308-4537

Mortgage

Document Number	0000089373
Date	Mar 8, 2022
Instrument	2022-0089373

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 1, 2022
Property Address	12990 CHOCO RD, APPLE VALLEY, CA 92308-4537
Document Number	0000079817
Map Reference	MB 265 PG 58-61
Instrument Date	Feb 23, 2022
Instrument	2022-0079817
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21621 SANDIA RD SPC 46, 46, APPLE VALLEY, CA 92308-5209

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 1, 2022
Property Address	12990 CHOCO RD, APPLE VALLEY, CA 92308-4537
Document Number	0000079818
Map Reference	MB 265 PG 58-61
Instrument Date	Feb 22, 2022
Instrument	2022-0079818
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21621 SANDIA RD SPC 46, 46, APPLE VALLEY, CA 92308-5209

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 1, 2022
Property Address	12990 CHOCO RD, APPLE VALLEY, CA 92308-4537
Document Number	0000079816
Map Reference	MB 265 PG 58-61
Instrument Date	Feb 22, 2022
Instrument	2022-0079816
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21621 SANDIA RD SPC 46, 46, APPLE VALLEY, CA 92308-5209

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,804 (+2%) Land $107,161 Building $428,643
2025	$6,120.00 (+3.78%) Homeowner's exemption	$525,298 (+4.04%) Land $105,060 Building $420,238
2023	$5,897.00 (+37.17%) Homeowner's exemption	$504,900 Land $100,980 Building $403,920
2022	$4,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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