San Bernardino County property record for 12915 Choco Rd, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,162 sqft · built 1998 |
| Lot Size | 0.597 acres (26,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (May 2021) |
| Tax Bill | $5,399 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2021 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3087-072-01-0000 |
| Primary APN | 3087-072-01-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,162 sqft Living Area |
| Gross Area | 2,858 sqft |
| 1st Floor Area | 2,162 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 26,000 sqft (0.597 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Heated Pool |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 687 sqft |
| Patio Area | 687 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12915 CHOCO RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-4515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14090-2 LOT 67 BOOK 265 PAGE 58 |
| Legal Subdivision | TOWN OF APPLE VALLEY |
| Legal Tract | 14090-2 |
| Legal Block | 1 |
| Legal Lot Number | 67 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 9724 |
Source: San Bernardino County records · APN 3087-072-01-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 10, 2021 | Grant Deed, Transfer · Conventional Mortgage MCJAB INC |
| May 10, 2021 | Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY |
| Feb 26, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Nov 05, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Apr 13, 2018 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Aug 12, 2017 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | Dec 04, 2013 |
| Deed Document Number | 2021215807 |
| Prior Transfer Date | Apr 30, 2021 |
| Prior Transfer Doc | 0000215805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 10, 2021 |
| Property Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000215807 |
| Map Reference | MB 265 PG 58-61 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-0215807 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000215808 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0215808 |
| Name | MCJAB INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 10, 2021 |
| Property Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000215805 |
| Map Reference | MB 265 PG 58-61 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-0215805 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000058768 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019-0058768 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000448622 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12915 CHOCO RD APPLE VALLEY CA 923084515, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000448622 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 448622 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000153546 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12915 CHOCO RD APPLE VALLEY CA 923084515, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000153546 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 153546 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12915 CHOCO RD, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000438596 |
| Instrument Date | Aug 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12915 CHOCO RD APPLE VALLEY CA 923084515, APPLE VALLEY, CA 92308-4515 |
| Document Number | 0000438596 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 438596 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $463,714 (+2%) Land $92,744 Building $370,970 | |
| 2025 | $5,399.00 (+3.73%) Homeowner's exemption | $454,621 (+4.04%) Land $90,925 Building $363,696 |
| 2023 | $5,205.00 (+1.48%) Homeowner's exemption | $436,968 Land $87,394 Building $349,574 |
| 2022 | $5,129.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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