1294 Shellman Bluff Rd NE, Townsend, GA 31331 Property Records

McIntosh County property record for 1294 Shellman Bluff Rd NE, Townsend, GA 31331

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 916 sqft · built 1960
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Tax Bill$899 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN0047-A-0023

Property Details

APN / Parcel Number

Primary APN0047-A-0023
Alternative APN
  • 929

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area916 sqft Heated Area
1st Floor Area916 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area22,216 sqft (0.51 acres)
View / LotCorner
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number929
Street Address1294 SHELLMAN BLUFF RD NE
CityTOWNSEND
StateGA
Zip31331-4728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code007
Legal Description.51AC N/S DIRT ROAD OFF W/S
JurisdictionMCINTOSH GA
Township / Civil DivisionTOWNSEND
Census Block Group1
Census Block1047
Census Tract110102

Owner

Source: McIntosh County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1294 SHELLMAN BLUFF RD NE, TOWNSEND, GA 31331-4728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
SOUTHEASTERN BANK
Jun 15, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2021
Deed SaleJun 15, 2021
Deed Document Number2021609
Deed Book / Page673 / 718
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH GA
Recording DateMay 26, 2026
Property Address1294 SHELLMAN BLUFF RD NE, TOWNSEND, GA 31331-4728
Document Number0000000131
Book / Page744 / 68
Instrument DateMay 21, 2026
Instrument2026131
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000131,
DateMay 26, 2026
Book Page744/68
Instrument2026131
Lender
NameSOUTHEASTERN BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 1, 2031
Interest
Rate6.23%
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCINTOSH GA
Recording DateJun 15, 2021
Property Address1294 SHELLMAN BLUFF RD NE, TOWNSEND, GA 31331-4728
Document Number673/718
Book / Page673 / 718
Instrument DateJun 15, 2021
Instrument2021-000609
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1341 JACKSON RD NE, TOWNSEND, GA 31331-9024

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcIntosh County
Unified School DistrictMcIntosh County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$899.00 (+8.18%)$23,840 (-2.3%) Land $5,080 Building $18,760$59,600 (-2.3%) Land $12,700 Building $46,900
2023$831.00 Homeowner's exemption$24,400 Land $4,440 Building $19,960$61,000 Land $11,100 Building $49,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2017–2026)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 96% of Georgia
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCINTOSH COUNTY - CANNON BLUFF
serves 296 people · EPA ID GA1910014
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Darien Telephone Company
Cable
1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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