12928 Camino del Valle, Poway, CA 92064 Property Records

San Diego County property record for 12928 Camino del Valle, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,803 sqft · built 1974
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Apr 2013)
Tax Bill	$13,210 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`275-380-01-00`

Property Details

APN / Parcel Number

Primary APN	`275-380-01-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,803 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12928 CAMINO DEL VALLE
City	POWAY
State	CA
Zip	92064-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 74 TR 004933
Legal Subdivision	VALLE VERDE ESTATES
Legal Tract	004933
Legal Block	3
Legal Lot Number	74
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12928 CAMINO DEL VALLE, POWAY, CA 92064-1814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 31, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Prior Sale	Dec 20, 2012 · Amount on Record
Deed Document Number	2013269780
Prior Transfer Date	May 16, 2002
Prior Transfer Doc	0000445304
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2020
Property Address	12928 CAMINO DEL VALLE, POWAY, CA 92064-1814
Document Number	0000630549
Map Reference	MAP 4933
Instrument Date	Oct 14, 2020
Instrument	2020-0630549
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TTL CO OF SOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12928 CAMINO DEL VALLE, POWAY, CA 92064-1814

Mortgage

Document Number	0000630550
Date	Oct 16, 2020
Instrument	2020-0630550

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12928 CAMINO DEL VALLE, POWAY, CA 92064-1814
Document Number	0000006273
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12928 CAMINO DEL VALLE POWAY CA 920641814, POWAY, CA 92064-1814

Mortgage

Document Number	0000006273
Date	Jan 7, 2020
Instrument	6273

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12928 CAMINO DEL VALLE, POWAY, CA 92064-1814
Document Number	0000345235
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12928 CAMINO DEL VALLE POWAY CA 920641814, POWAY, CA 92064-1814

Mortgage

Document Number	0000345235
Date	Aug 22, 2018
Instrument	345235

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,193,241 (+2%) Land $753,629 Building $439,612
2025	$13,210.00 (+4.92%) Homeowner's exemption	$1,169,845 (+4.04%) Land $738,852 Building $430,993
2023	$12,590.00 (+1.7%) Homeowner's exemption	$1,124,420 Land $710,162 Building $414,258
2022	$12,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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