12913 Camino del Valle, Poway, CA 92064 Property Records

San Diego County property record for 12913 Camino del Valle, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,792 sqft · built 1972
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Trust Names on File
Last Sale	$395,000 (Sep 1997)
Tax Bill	$7,128 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`275-380-25-00`

Property Details

APN / Parcel Number

Primary APN	`275-380-25-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,792 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12913 CAMINO DEL VALLE
City	POWAY
State	CA
Zip	92064-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 98 TR 004933
Legal Subdivision	VALLE VERDE ESTATES
Legal Tract	004933
Legal Block	3
Legal Lot Number	98
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	17006

Owner

12913 Camino del Valle is owner-occupied and held in a trust since August 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 26, 2022	Intrafamily Transfer, Transfer RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Oct 26, 2017	Intrafamily Transfer, Transfer · ARM PROVIDENT FUNDING ASSOCIATES LP
Oct 26, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 1997 · Amount on File
Deed Sale	Sep 19, 1997 · Amount on File
Prior Sale	Sep 3, 1987 · Amount on File
Deed Document Number	1997459669
Last Transfer Date	Aug 22, 2022
Transfer Doc	0000344156
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2025
Property Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813
Document Number	0000315554
Map Reference	MAP 4933
Instrument Date	Nov 6, 2025
Instrument	2025-0315554
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2022
Property Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813
Document Number	0000344154
Map Reference	MAP 4933
Instrument Date	Aug 22, 2022
Instrument	2022-0344154
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813

Mortgage

Document Number	0000344155
Date	Aug 26, 2022
Instrument	2022-0344155

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2022
Property Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813
Document Number	0000344156
Map Reference	MAP 4933
Instrument Date	Aug 22, 2022
Instrument	2022-0344156
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813
Document Number	0000332219
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12913 CAMINO DEL VALLE POWAY CA 920641813, POWAY, CA 92064-1813

Mortgage

Document Number	0000332219
Date	Aug 8, 2019
Instrument	332219

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2017
Property Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813
Document Number	0000499753
Map Reference	MAP4933
Instrument Date	Oct 20, 2017
Instrument	2017-0499753
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813

Mortgage

Document Number	0000499754
Date	Oct 26, 2017
Instrument	2017-0499754

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2017
Property Address	12913 CAMINO DEL VALLE, POWAY, CA 92064-1813
Document Number	0000499755
Instrument Date	Oct 20, 2017
Instrument	499755
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12913 CAMINO DEL VALLE POWAY CA 920641813, POWAY, CA 92064-1813

Tax Assessment & Valuation

The 2025 property tax bill for 12913 Camino del Valle was $7,128.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,308 (+2%) Land $199,828 Building $443,480
2025	$7,128.00 Homeowner's exemption	$630,695 Land $195,910 Building $434,785
2023	$6,792.00 (+1.71%) Homeowner's exemption	$606,205 Land $188,303 Building $417,902
2022	$6,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12913 Camino del Valle in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12913 Camino del Valle is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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