San Diego County property record for 12945 Camino del Valle, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 4,841 sqft · built 1990 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on File |
| Last Sale | $441,000 (Oct 2012) |
| Tax Bill | $11,790 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 275-314-02-00 |
| Primary APN | 275-314-02-00 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,841 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 12945 CAMINO DEL VALLE |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-C |
| Legal Description | LOT 38 TR 004185 |
| Legal Subdivision | VALLE VERDE ESTATES |
| Legal Tract | 004185 |
| Legal Block | 3 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 17006 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12945 CAMINO DEL VALLE, POWAY, CA 92064-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2012 · Amount on Record |
| Deed Sale | Oct 11, 2012 · Amount on Record |
| Deed Document Number | 2012623134 |
| Prior Transfer Date | Sep 28, 2012 |
| Prior Transfer Doc | 0000623132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12945 CAMINO DEL VALLE, POWAY, CA 92064-1827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12945 CAMINO DEL, POWAY, CA 92064 |
| Document Number | 0000177757 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023-0177757 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,060,932 (+2%) Land $502,419 Building $558,513 | |
| 2025 | $11,790.00 (+4.94%) Homeowner's exemption | $1,040,130 (+4.04%) Land $492,568 Building $547,562 |
| 2023 | $11,235.00 (+22.28%) Homeowner's exemption | $999,742 Land $473,442 Building $526,300 |
| 2022 | $9,188.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Cox Communications, Verizon.
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