1291 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1291 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,352 sqft · built 2009
Lot Size	0.133 acres (5,798 sqft)
Owner	2 Company Names on Record
Last Sale	$540,500 (Sep 2009)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-591-18-00`

Property Details

APN / Parcel Number

Primary APN	`122-591-18-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,352 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,798 sqft (0.133 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1291 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 27 TR 015386
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015386
Legal Block	3
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1291 BELLINGHAM DR, OCEANSIDE, CA 92057-2724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC
Aug 9, 2017	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2009 · Amount on Record
Deed Sale	Sep 14, 2009 · Amount on Record
Deed Document Number	2009510180
Last Transfer Date	Jan 23, 2025
Transfer Doc	0000025849
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1291 BELLINGHAM DR, OCEANSIDE, CA 92057-2724
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 BELLINGHAM DR, OCEANSIDE, CA 92057-2724

Mortgage

Document Number	0000122415
Date	Mar 18, 2022
Instrument	2022-0122415

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1291 BELLINGHAM DR, OCEANSIDE, CA 92057-2724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000360142
Date	Aug 9, 2017
Instrument	2017-0360142

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,098 (+2%) Land $223,822 Building $487,276
2025	$7,322.00 (+4.47%)	$697,156 (+4.04%) Land $219,434 Building $477,722
2023	$7,009.00 (+1.79%) Homeowner's exemption	$670,086 Land $210,914 Building $459,172
2022	$6,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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