San Diego County property record for 1296 Bellingham Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,352 sqft · built 2009 |
| Lot Size | 0.12 acres (5,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Nov 2009) |
| Tax Bill | $6,235 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Apr 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-591-04-00 |
| Primary APN | 122-591-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,352 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 5,225 sqft (0.12 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1296 BELLINGHAM DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-2723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MP-1 |
| Legal Description | LOT 13 TR 015386 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 015386 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 18619 |
Source: San Diego County records · APN 122-591-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1296 BELLINGHAM DR, OCEANSIDE, CA 92057-2723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2022 | Intrafamily Transfer, Transfer |
| Apr 27, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 08, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2009 · Amount on Record |
| Deed Sale | Nov 24, 2009 · Amount on Record |
| Deed Document Number | 2009655192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 03, 2022 |
| Property Address | 1296 BELLINGHAM DR, OCEANSIDE, CA 92057-2723 |
| Document Number | 0000386257 |
| Map Reference | MAP 15386 |
| Instrument Date | Sep 24, 2022 |
| Instrument | 2022-0386257 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1296 BELLINGHAM DR, OCEANSIDE, CA 92057-2723 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1296 BELLINGHAM DR, OCEANSIDE, CA 92057-2723 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 1296 BELLINGHAM DR, OCEANSIDE, CA 92057-2723 |
| Document Number | 0000182125 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-0182125 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.56% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.56% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1296 BELLINGHAM DR, OCEANSIDE, CA 92057-2723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1296 BELLINGHAM DR, OCEANSIDE, CA 92057-2723 |
| Document Number | 0000180197 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0180197 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | EDMOND, OK 73013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 920 Months |
| Due | Nov 08, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.07% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $776,714 (+2%) Land $289,645 Building $487,069 | |
| 2025 | $6,235.00 (+1.78%) Veteran's exemption | $761,485 (+4.04%) Land $283,966 Building $477,519 |
| 2024 | $6,126.00 (+1.31%) | |
| 2023 | $6,047.00 (+0.37%) | $731,918 Land $272,941 Building $458,977 |
| 2022 | $6,025.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 504 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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