1280 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1280 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,352 sqft · built 2008
Lot Size	0.118 acres (5,129 sqft)
Owner	Individual Name on File
Last Sale	$975,000 (Jan 2022)
Tax Bill	$10,851 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-590-09-00`

Property Details

APN / Parcel Number

Primary APN	`122-590-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,352 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	5,129 sqft (0.118 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1280 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 9 TR 015386
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015386
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records · APN 122-590-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1280 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Nov 28, 2012 · Amount on Record
Deed Document Number	202213238
Record Updated	Sep 20, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2022
Property Address	1280 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Document Number	0000013238
Map Reference	DOC 2006-050206
Instrument Date	Dec 16, 2021
Instrument	2022-0013238
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 BELLINGHAM DR, OCEANSIDE, CA 92057-2723

Mortgage

Document Number	0000013239
Date	Jan 10, 2022
Instrument	2022-0013239

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,055,368 (+2%) Land $524,978 Building $530,390
2025	$10,851.00 (+4.44%) Homeowner's exemption	$1,034,676 (+4.04%) Land $514,685 Building $519,991
2023	$10,390.00 (+1.05%) Homeowner's exemption	$994,500 Land $494,700 Building $499,800
2022	$10,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186193, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 334 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OCEANSIDE serves 174,340 people
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.