1288 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1288 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,352 sqft · built 2009
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,060,000 (Feb 2022)
Tax Bill	$14,027 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-591-02-00`

Property Details

APN / Parcel Number

Primary APN	`122-591-02-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,352 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,040 sqft (0.116 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1288 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 11 TR 015386
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015386
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	202264129
Prior Transfer Date	Jun 19, 2013
Prior Transfer Doc	0000419954
Record Updated	Sep 20, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2022
Property Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Document Number	0000064129
Map Reference	DOC 2006-0505206
Instrument Date	Jan 3, 2022
Instrument	2022-0064129
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723

Mortgage

Document Number	0000064130
Date	Feb 10, 2022
Instrument	2022-0064130

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6263 VACQUERO CIR, CASTLE PINES, CO 80108-9125

Mortgage

Document Number	0000670132
Date	Sep 23, 2021
Instrument	2021-0670132

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6263 VACQUERO CIR, CASTLE PINES, CO 80108-9125

Mortgage

Document Number	0000656174
Date	Oct 26, 2020
Instrument	2020-0656174

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Document Number	0000236376
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	626 VACQUERO CIR CASTLE PINES CO 80108, CASTLE PINES, CO 80108

Mortgage

Document Number	0000236376
Date	May 8, 2020
Instrument	236376

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Document Number	0000141702
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9623 LAS COLINAS DR LONE TREE CO 801244200, LONE TREE, CO 80124-4200

Mortgage

Document Number	0000141702
Date	Apr 18, 2019
Instrument	141702

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1288 BELLINGHAM DR, OCEANSIDE, CA 92057-2723
Document Number	0000178518
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9623 LAS COLINAS DR LONE TREE CO 801244200, LONE TREE, CO 80124-4200

Mortgage

Document Number	0000178518
Date	May 3, 2018
Instrument	178518

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,376 (+2%) Land $649,458 Building $497,918
2025	$14,027.00 (+1.05%) Homeowner's exemption	$1,124,879 (+4.04%) Land $636,724 Building $488,155
2023	$13,881.00 (+61.48%) Homeowner's exemption	$1,081,200 Land $612,000 Building $469,200
2022	$8,596.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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