FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Living Trust
Address
1290 LARCH AVE, MORAGA, CA 94556-2628
Mortgage
Document Number
0000128551
Date
Dec 4, 2023
Instrument
2023-128551
Lender
Name
CROSSCOUNTRY MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2054
July 2023: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
CONTRA COSTA CA
Recording Date
Jul 17, 2023
Property Address
1290 LARCH AVE, MORAGA, CA 94556-2628
Document Number
0000067655
Map Reference
MB 107 PG 25
Instrument Date
Jul 12, 2023
Instrument
2023-067655
Transaction Type
Transfer
Record Updated
Jul 26, 2023
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
20980 REDWOOD RD STE 205, 205, CASTRO VALLEY, CA 94546-5930
Mortgage
Document Number
0000067656
Date
Jul 17, 2023
Instrument
2023-067656
Lender
Name
KIAVI FUNDING INC
Type
Mortgage Company
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
June 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
CONTRA COSTA CA
Recording Date
Jun 9, 2023
Property Address
1290 LARCH AVE, MORAGA, CA 94556-2628
Document Number
0000055105
Map Reference
MB 107 PG 25
Instrument Date
Jun 2, 2023
Instrument
2023-055105
Transaction Type
Transfer
Record Updated
Jun 19, 2023
Title Company
CHICAGO TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Trust
Address
1290 LARCH AVE, MORAGA, CA 94556-2628
June 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
CONTRA COSTA CA
Recording Date
Jun 9, 2023
Property Address
1290 LARCH AVE, MORAGA, CA 94556-2628
Document Number
0000054902
Map Reference
MB 107 PG 25
Instrument Date
Jun 2, 2023
Instrument
2023-054902
Transaction Type
Transfer
Record Updated
Jun 19, 2023
Title Company
CHICAGO TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Trust
Address
1290 LARCH AVE, MORAGA, CA 94556-2628
September 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CONTRA COSTA CA
Property Address
1290 LARCH AVE, MORAGA, CA 94556-2628
Document Number
0000166643
Instrument Date
Sep 26, 2019
Transaction Type
Mortgage
Record Updated
Oct 16, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
1290 LARCH AVE MORAGA CA 945562628, MORAGA, CA 94556-2628
Mortgage
Document Number
0000166643
Date
Oct 3, 2019
Instrument
166643
Lender
Name
MR COOPER
Address
COPPELL, TX 75019
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 2, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 1290 Larch Ave was $23,027.
Source: Contra Costa County assessment roll, as of July 14, 2026
Property Jurisdictions
Type
Name
State
California
County
Contra Costa County
Municipality
Moraga Town
Secondary School District
Acalanes Union High School District (09 - 12)
Elementary School District
Moraga Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,950,750 (+2%)Land $1,352,520Building $598,230
2025
$23,027.00
$1,912,500Land $1,326,000Building $586,500
2023
$6,318.00 (+1.51%)
$448,038 (+2%)Land $283,764Building $164,274
2022
$6,224.00
$439,253Land $278,200Building $161,053
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1290 Larch Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (1980–1998)
Claims Outside the SFHA
1 of 3
Most Recent Claim
Feb 1998 · Severe Winter Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1290 Larch Ave is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 79% of the US · above 56% of California
Wildfire Likelihood
0.6% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025