124 Rosemont Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 124 Rosemont Loop, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,625 sqft · built 2015
Lot Size	0.2 acres (8,725 sqft)
Owner	Individual Name on Record
Last Sale	$388,665 (Apr 2023)
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-074.21`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-074.21`
Alternative APN	`34339`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,625 sqft Living Area
1st Floor Area	1,462 sqft
2nd Floor Area	808 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,725 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 55.7 ft wide
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34339
Street Address	124 ROSEMONT LOOP
City	OXFORD
State	MS
Zip	38655-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 & 1/43 INTEREST IN COMMON AREAS ROSEMONT SUBDIVISION
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	ROSEMONT SUBDIVISION
Legal Lot Number	34
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	950506

Owner

Source: Lafayette County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK
Apr 20, 2023	Condominium Deed, Transfer
Aug 6, 2019	Warranty Deed, Transfer · Conventional Mortgage PARAGON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	20232805
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202005295
Date	Jun 19, 2020
Instrument	202005295

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004

Mortgage

Document Number	0202202085
Date	Mar 7, 2022
Instrument	2022-02085

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Apr 20, 2023
Property Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004
Document Number	0020232805
Map Reference	DOC 2023-1920
Instrument Date	Apr 18, 2023
Instrument	2023-2805
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Aug 6, 2019
Property Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004
Document Number	0201906215
Map Reference	CAB C SL 37
Instrument Date	Aug 2, 2019
Instrument	201906215
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 EAGLE POINTE LOOP, OXFORD, MS 38655-5982

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 ROSEMONT LOOP, OXFORD, MS 38655-3004

Mortgage

Document Number	0201906216
Date	Aug 6, 2019
Instrument	201906216

Lender

Name	PARAGON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,746.00 (+22.1%) Homeowner's exemption	$38,787 (+20.52%)	$387,870 (+20.52%) Land $65,000 Building $322,870
2023	$3,887.00 (+3.96%) Homeowner's exemption	$32,184 (+2.12%)	$321,840 (+2.12%) Land $65,000 Building $256,840
2022	$3,739.00 Homeowner's exemption	$31,517	$315,170 Land $65,000 Building $250,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

Nearby Properties on Rosemont Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures