Saginaw County property record for 12895 Gera Rd, Birch Run, MI 48415
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,507 sqft · built 1995 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Feb 2004) |
| Tax Bill | $505 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-26-3108-000 |
| Primary APN | 05-10-6-26-3108-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| 1st Floor Area | 1,507 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 5 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12895 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9476 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 8 PAGE SUBDIVISION SEC 26 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 26 |
| Legal Subdivision | PAGE SUBDIVISION |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13100 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 731, BIRCH RUN, MI 48415-0731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2004 · Amount on Record |
| Deed Sale | Feb 23, 2004 · Amount on Record |
| Prior Sale | Nov 28, 2003 · Amount on Record |
| Deed Document Number | 20047186993 |
| Deed Book / Page | 2268 / 389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12895 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000027015 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Address | 12895 GERA RD BIRCH RUN MI 484159476, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000027015 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 27015 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 22, 2038 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,600 (+27.53%) | $237,200 (+27.53%) | |
| 2025 | $505.00 (-63.43%) Homeowner's exemption | ||
| 2023 | $93,000 | $186,000 | |
| 2022 | $1,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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