Saginaw County property record for 12857 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,181 sqft · built 1960 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Mar 2023) |
| Tax Bill | $3,793 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-26-3106-000 |
| Primary APN | 05-10-6-26-3106-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 2,181 sqft |
| Basement Area | 2,181 sqft |
| Unfinished Basement | 2,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 107 sqft |
| Deck Area | Deck Area |
| Patio Area | 213 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12857 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 6 PAGE SUBDIVISION SEC 26 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 26 |
| Legal Subdivision | PAGE SUBDIVISION |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12857 GERA RD, BIRCH RUN, MI 48415-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 23, 2019 | Warranty Deed, Transfer · FHA Mortgage ADVISORS CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on Record |
| Deed Sale | Mar 2, 2023 · Amount on Record |
| Prior Sale | Oct 23, 2019 · Amount on Record |
| Deed Document Number | 20233771 |
| Prior Transfer Date | Feb 3, 2012 |
| Prior Transfer Doc | 0000004981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 2, 2023 |
| Property Address | 12857 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000003771 |
| Map Reference | LB 10 PG 25 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023003771 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12857 GERA RD, BIRCH RUN, MI 48415-9476 |
| Name | Verified Name |
|---|---|
| Address | 12857 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000003772 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2023003772 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12857 GERA RD, BIRCH RUN, MI 48415-9476 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12857 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000020125 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022020125 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93302 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 23, 2019 |
| Property Address | 12857 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000026278 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 26278 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7749 MAPLE ST BIRCH RUN MI 484159239, BIRCH RUN, MI 48415-9239 |
| Document Number | 26279 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 26279 |
| Name | ADVISORS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | NOVI, MI 48375 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,000 (+29.8%) | $250,000 (+29.8%) | |
| 2025 | $3,793.00 (+2.04%) Homeowner's exemption | ||
| 2023 | $96,300 | $192,600 | |
| 2022 | $3,717.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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