Saginaw County property record for 12933 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,805 sqft · built 1960 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $231,000 (Sep 2026) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-26-3110-000 |
| Primary APN | 05-10-6-26-3110-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| 1st Floor Area | 1,805 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 25 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12933 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 10 PAGE SUBDIVISION SEC 26 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 26 |
| Legal Subdivision | PAGE SUBDIVISION |
| Legal Lot Number | 10 |
| Legal Unit | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13100 |
Source: Saginaw County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8166 DETROIT ST, MOUNT MORRIS, MI 48458-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Apr 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Apr 23, 2019 | Warranty Deed, Transfer · FHA Mortgage CASON HM LNS |
| Dec 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on Record |
| Deed Sale | Sep 17, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2019 · Amount on Record |
| Deed Document Number | 202623595 |
| Prior Transfer Date | Dec 5, 2018 |
| Prior Transfer Doc | 0000030912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 17, 2026 |
| Property Address | 12933 GERA RD, BIRCH RUN, MI 48415-9477 |
| Document Number | 0000023595 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202623595 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174,982.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8166 DETROIT ST, MOUNT MORRIS, MI 48458-1302 |
| Document Number | 0000023827, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202623827 |
| Name | DAS ACQUISITION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12933 GERA RD, BIRCH RUN, MI 48415-9477 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011960 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020011960 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 23, 2019 |
| Property Address | 12933 GERA RD, BIRCH RUN, MI 48415-9477 |
| Document Number | 0000011955 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 11955 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1277 W CENTER RD ESSEXVILLE MI 487322100, ESSEXVILLE, MI 48732-2100 |
| Document Number | 11956 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 11956 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 11, 2018 |
| Property Address | 12933 GERA RD, BIRCH RUN, MI 48415-9477 |
| Document Number | 0000030912 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 30912 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10648 BIRCH RUN RD BIRCH RUN MI 484159482, BIRCH RUN, MI 48415-9482 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,400 (+26.87%) | $206,800 (+26.87%) | |
| 2025 | $2,457.00 (+19.16%) Homeowner's exemption | ||
| 2023 | $81,500 | $163,000 | |
| 2022 | $2,062.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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