12877 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 12877 Gera Rd, Birch Run, MI 48415

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,308 sqft · built 1957
Lot Size0.551 acres (24,002 sqft)
OwnerIndividual Name on File
Last Sale$32,000 (Aug 2009)
Tax Bill$580 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-10-6-26-3107-000

Property Details

APN / Parcel Number

Primary APN05-10-6-26-3107-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area1,308 sqft
Basement Area564 sqft
Unfinished Basement564 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,002 sqft (0.551 acres)
Garage Area820 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area16 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address12877 GERA RD
CityBIRCH RUN
StateMI
Zip48415-9476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 7 PAGE SUBDIVISION SEC 26 T10N R6E
Legal Range06E
Legal Township10N
Legal Section26
Legal SubdivisionPAGE SUBDIVISION
Legal Lot Number7
Legal Unit7
JurisdictionSAGINAW MI
Township / Civil DivisionBIRCH RUN
Census Block Group3
Census Block3009
Census Tract13100

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128777 GERA RD, BIRCH RUN, MI 48415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2009 · Amount on Record
Deed SaleAug 25, 2009 · Amount on Record
Prior SaleOct 30, 2003
Deed Document Number200925399
Deed Book / Page2549 / 1905
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12877 GERA RD, BIRCH RUN, MI 48415-9476
Document Number0000017334
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedJul 4, 2018
Title CompanyCISLO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12877 GERA RD BIRCH RUN MI 484159476, BIRCH RUN, MI 48415-9476

Mortgage

Document Number0000017334
DateJun 18, 2018
Instrument17334
Lender
NameFLINT AREA SCH EMPS CU
TypeCredit Union
AddressFLINT, MI 48532
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 17, 2023

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBirch Run Township
Unified School DistrictBirch Run Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,000 (+25.17%)$188,000 (+25.17%)
2025$580.00 (-62.87%) Homeowner's exemption
2023$75,100$150,200
2022$1,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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