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12891 Hillside Ter, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 12891 Hillside Ter, Boulder Creek, CA 95006 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,840 sqft · built 1925
Lot Size0.301 acres (13,112 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Mar 2013)
Tax Bill$5,956 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN081-341-04

Property Details

APN / Parcel Number

Primary APN081-341-04
Alternative APN
  • 081-341-04-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,840 sqft Living Area
Gross Area2,328 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,112 sqft (0.301 acres)
TerrainSteep
Garage TypeAttached
Garage Area488 sqft
Deck Area229 sqft
Patio Area229 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12891 HILLSIDE TER
CityBOULDER CREEK
StateCA
Zip95006-8923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWESTERN LINE OF HILLSIDE TERRACE
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3007
Census Tract120400

Owner

Source: Santa Cruz County records · APN 081-341-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12891 HILLSIDE TER, BOULDER CREEK, CA 95006-8923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CU
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CU
Feb 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 25, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2013 · Amount on Record
Deed SaleMar 25, 2013 · Amount on Record
Prior SaleMay 06, 1996 · Amount on Record
Deed Document Number201314702
Last Transfer DateJul 11, 2018
Transfer Doc0000022776
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address12891 HILLSIDE TER, BOULDER CREEK, CA 95006-8923
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3303 E DENNY WAY, SEATTLE, WA 98122-3345

Mortgage

Document Number0000029310
DateOct 27, 2022
Instrument2022-0029310
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address12891 HILLSIDE TER, BOULDER CREEK, CA 95006-8923
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address6556 4TH AVE NW, SEATTLE, WA 98117-5006

Mortgage

Document Number0000051086
DateDec 01, 2020
Instrument2020-0051086
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address12891 HILLSIDE TER, BOULDER CREEK, CA 95006-8923
Document Number0000003733
Instrument DateFeb 07, 2019
Transaction TypeMortgage
Record UpdatedMar 01, 2019
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address4229 SUTER ST OAKLAND CA 946191832, OAKLAND, CA 94619-1832

Mortgage

Document Number0000003733
DateFeb 13, 2019
Instrument3733
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 12, 2034

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 25, 2018
Property Address12891 HILLSIDE TER, BOULDER CREEK, CA 95006-8923
Document Number0000022776
Instrument DateJul 11, 2018
Instrument22776
Transaction TypeTransfer
Record UpdatedAug 07, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12891 HILLSIDE TER BOULDER CREEK CA 950069105, BOULDER CREEK, CA 95006-9105

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$477,302 (+2%) Land $299,570 Building $177,732
2025$5,956.00 (+4.99%)$467,943 (+4.04%) Land $293,696 Building $174,247
2023$5,673.00 (+2.44%)$449,772 Land $282,291 Building $167,481$697,860
2022$5,538.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871204003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
19 of 23 on primary residences
Nearby Flood Claims18 (1982–2023)
Claims Outside the SFHA12 of 18
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events
  • Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 3 claims
  • Severe Winter Storms And Flooding (Feb 1998), 5 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 28% of California
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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