12866 Hillside Ter, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 12866 Hillside Ter, Boulder Creek, CA 95006 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,557 sqft · built 1912
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$748,000 (Apr 2025)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-201-15`

Property Details

APN / Parcel Number

Primary APN	`081-201-15`
Alternative APN	`081-201-15-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,557 sqft Living Area
Gross Area	1,877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	202 sqft
Patio Area	202 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12866 HILLSIDE TER
City	BOULDER CREEK
State	CA
Zip	95006-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LORENZO
Legal Block	3
Legal Lot Number	4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	4
Census Block	4033
Census Tract	120400

Owner

Source: Santa Cruz County records · APN 081-201-15

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12866 HILLSIDE TER, BOULDER CREEK, CA 95006-8923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2025 · Amount on Record
Deed Sale	Apr 07, 2025 · Amount on Record
Prior Sale	Nov 23, 1993 · Amount on Record
Deed Document Number	20256858
Prior Transfer Date	Apr 27, 2015
Prior Transfer Doc	0000031914
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	12866 HILLSIDE TER, BOULDER CREEK, CA 95006-8923
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12866 HILLSIDE TER, BOULDER CREEK, CA 95006-8923

Mortgage

Document Number	0000000817
Date	Jan 14, 2026
Instrument	2026-0000817

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$762,960 (+155.04%) Land $497,760 Building $265,200
2025	$3,942.00 (+6.08%) Homeowner's exemption	$299,155 (+4.04%) Land $212,468 Building $86,687
2023	$3,716.00 (+2.54%) Homeowner's exemption	$287,539 Land $204,218 Building $83,321	$621,180
2022	$3,624.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871204004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force 13 of 13 on primary residences
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2023, rainfall accumulation, Severe Winter Storms And Mudslides
Flood Events	Severe Winter Storms And Flooding (Feb 1998), 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 24% of California
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.