Floyd County property record for 1288 River Rd, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,220 sqft · built 1978 |
| Lot Size | 14.5 acres (632,491 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Aug 2026) |
| Tax Bill | $3,606 (2022) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033230000900 |
| Primary APN | 033230000900 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 632,491 sqft (14.5 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 396 sqft |
| Patio Area | 672 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1288 RIVER RD |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435-8094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.76A SW SW &11.76A SE SWW OF RIVER32-97 -16 |
| Legal Range | 16W |
| Legal Township | 97N |
| Legal Section | 32 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 480100 |
Source: Floyd County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1288 RIVER RD, FLOYD, IA 50435-8094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Deed Document Number | 20261743 |
| Deed Book / Page | 2026 / 1743 |
| Prior Transfer Date | Feb 1, 2011 |
| Prior Transfer Doc | 0000000353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD IA |
| Recording Date | Aug 4, 2026 |
| Property Address | 1288 RIVER RD, FLOYD, IA 50435-8094 |
| Document Number | 0000001743 |
| Book / Page | 2026 / 1743 |
| Instrument Date | Jul 26, 2026 |
| Instrument | 20261743 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,127.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1288 RIVER RD, FLOYD, IA 50435-8094 |
| Document Number | 0000001744, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 20261744 |
| Name | TRUST SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Unified School District | Charles City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,800 (-26.78%) Land $58,100 Building $39,700 | $133,570 (-) Land $93,870 Building $39,700 | |
| 2025 | Homeowner's exemption | $133,570 (-59.37%) Land $93,870 Building $39,700 | $133,570 (-63.36%) Land $93,870 Building $39,700 |
| 2023 | $328,740 (+26.07%) Land $46,550 Building $282,190 | $364,510 (+22.93%) | |
| 2022 | $3,606.00 | $260,750 Land $46,550 Building $214,200 | |
| 2021 | $296,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
May also be available: Nextlink.
4G LTE (outdoors only), no 5G reported
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