Floyd County property record for 1415 River Rd, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1962 |
| Lot Size | 10 acres (436,907 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,500 (Oct 2015) |
| Tax Bill | $2,878 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070810000600 |
| Primary APN | 070810000600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 436,907 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1415 RIVER RD |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435-8097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 3 &PART OF LOT 5 NW1/4EX HY 8-96-16 |
| Legal Range | 16W |
| Legal Township | 96N |
| Legal Section | 08 |
| Legal Lot Number | 3,5 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 480100 |
Source: Floyd County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1415 RIVER RD, FLOYD, IA 50435-8097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Deed Document Number | 20152218 |
| Deed Book / Page | 2015 / 2218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Property Address | 1415 RIVER RD, FLOYD, IA 50435-8097 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/2929 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 2020/2929 |
| Instrument | 2020 2929 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Unified School District | Charles City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,878.00 | $235,880 (-0.64%) Land $13,770 Building $222,110 | $235,880 (-0.64%) Land $13,770 Building $222,110 |
| 2025 | $2,878.00 (+40.25%) | $237,400 (+22.56%) Land $13,770 Building $223,630 | $237,400 (+22.56%) Land $13,770 Building $223,630 |
| 2023 | $193,700 (+42.3%) Land $10,170 Building $183,530 | $193,700 (+42.3%) Land $10,170 Building $183,530 | |
| 2022 | $2,052.00 | $136,120 Land $7,710 Building $128,410 | |
| 2021 | $136,120 Land $7,710 Building $128,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 800 / 400 |
| T-Mobile Fixed Wireless | 100 / 20 |
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