1201 River Rd, Floyd, IA 50435 Property Records

Floyd County property record for 1201 River Rd, Floyd, IA 50435

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,232 sqft · built 1962
Lot Size2.74 acres (119,354 sqft)
Owner2 Individual Names on Record
Tax Bill$1,970 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN023620000500

Property Details

APN / Parcel Number

Primary APN023620000500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Unfinished Basement1,232 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area119,354 sqft (2.74 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area100 sqft
Shed1 Shed
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1201 RIVER RD
CityFLOYD
StateIA
Zip50435-8095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL IN NENEEX HY3 6-97-17
Legal Range17W
Legal Township97N
Legal Section36
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1022
Census Tract480100

Owner

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1201 RIVER RD, FLOYD, IA 50435-8095
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address1201 RIVER RD, FLOYD, IA 50435-8095
Transaction TypeMortgage
Record UpdatedMay 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/2087
DateSep 2, 2020
Book Page2020/2087
Instrument2020 2087
Lender
NameFIRST SECURITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,970.00 Homeowner's exemption$201,630 (-) Land $47,180 Building $154,450$201,630 (-) Land $47,180 Building $154,450
2025$1,970.00 (+3.58%) Homeowner's exemption$201,630 (+10.08%) Land $47,180 Building $154,450$201,630 (+10.08%) Land $47,180 Building $154,450
2023$183,160 (+24.93%) Land $41,090 Building $142,070$183,160 (+24.93%) Land $41,090 Building $142,070
2022$1,902.00$146,610 Land $41,090 Building $105,520
2021$146,610 Land $41,090 Building $105,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
Nextlink
Fixed Wireless
800 / 400

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