1445 River Rd, Floyd, IA 50435 Property Records

Floyd County property record for 1445 River Rd, Floyd, IA 50435

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,526 sqft · built 1910
Lot Size9.42 acres (410,335 sqft)
Owner2 Individual Names on Record
Tax Bill$2,146 (2026)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN070810000900

Property Details

APN / Parcel Number

Primary APN070810000900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,526 sqft Living Area
1st Floor Area336 sqft
Basement Area902 sqft
Unfinished Basement902 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area410,335 sqft (9.42 acres)

Exterior Amenities

PorchSlab
Porch Area140 sqft
Patio Area390 sqft
GranaryGranary

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1445 RIVER RD
CityFLOYD
StateIA
Zip50435-8097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF LOT 6SENW EX HY8-96-16
Legal Range16W
Legal Township96N
Legal Section08
Legal Lot Number6
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1030
Census Tract480100

Owner

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1445 RIVER RD, FLOYD, IA 50435-8097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address1445 RIVER RD, FLOYD, IA 50435-8097
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001317
DateJun 27, 2018
Book Page0000002018/0000001317
Instrument000000001317
Lender
NameFIRST SECURITY BANK & TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Term115 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
Unified School DistrictCharles City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,146.00 Homeowner's exemption$203,010 (-) Land $113,280 Building $89,730$203,010 (-) Land $113,280 Building $89,730
2025$2,146.00 (+16.63%) Homeowner's exemption$203,010 (+28.11%) Land $113,280 Building $89,730$203,010 (+28.11%) Land $113,280 Building $89,730
2023$158,460 (+15.32%) Land $75,390 Building $83,070$158,460 (+15.32%) Land $75,390 Building $83,070
2022$1,840.00$137,410 Land $75,390 Building $62,020
2021$137,410 Land $75,390 Building $62,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

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