12878 Francine Pl, Poway, CA 92064 Property Records

San Diego County property record for 12878 Francine Pl, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,440 sqft · built 1970
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,529,000 (May 2022)
Tax Bill	$16,404 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`316-140-31-00`

Property Details

APN / Parcel Number

Primary APN	`316-140-31-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	27,443 sqft (0.63 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12878 FRANCINE PL
City	POWAY
State	CA
Zip	92064-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 86 TR 006407
Legal Subdivision	POWAY PORTALS
Legal Tract	006407
Legal Block	2
Legal Lot Number	86
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17050

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12878 FRANCINE PL, POWAY, CA 92064-4110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit NTMC LLC
Oct 12, 2021	Grant Deed, Transfer · Line of Credit CALPRIVATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	2022227627
Prior Transfer Date	Feb 23, 2004
Prior Transfer Doc	0000184112
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2022
Property Address	12878 FRANCINE PL, POWAY, CA 92064-4110
Document Number	0000227627
Map Reference	MAP 6407
Instrument Date	May 10, 2022
Instrument	2022-0227627
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12878 FRANCINE PL, POWAY, CA 92064-4110

Mortgage

Document Number	0000227628
Date	May 27, 2022
Instrument	2022-0227628

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12878 FRANCINE PL, POWAY, CA 92064-4110
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3033 BUNKER HILL ST, SAN DIEGO, CA 92109-5705

Mortgage

Document Number	0000836794
Date	Dec 10, 2021
Instrument	2021-0836794

Lender

Name	NTMC LLC
Type	Non-Lending Institution
Address	POWAY, CA 92064

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2021
Property Address	12878 FRANCINE PL, POWAY, CA 92064-4110
Document Number	0000711254
Map Reference	MAP 6407
Instrument Date	Sep 2, 2021
Instrument	2021-0711254
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3033 BUNKER HILL ST, SAN DIEGO, CA 92109-5705
Mail Care Of	JD ESAJIAN
Investor	Possibly a Property Investor

Mortgage

Document Number	0000711255
Date	Oct 12, 2021
Instrument	2021-0711255

Lender

Name	CALPRIVATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,445,000 (-) Land $971,000 Building $474,000
2025	$16,404.00 (+8.62%)	$1,445,000 (+7.76%) Land $972,000 Building $473,000
2023	$15,102.00 (+34.07%)	$1,341,000 Land $903,000 Building $438,000
2022	$11,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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