12872 Francine Pl, Poway, CA 92064 Property Records

San Diego County property record for 12872 Francine Pl, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,080 sqft · built 1970
Lot Size0.356 acres (15,500 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Aug 2017)
Tax Bill$9,651 (2025)
Deeds & MortgagesOct 2017 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN316-140-34-00

Property Details

APN / Parcel Number

Primary APN316-140-34-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,080 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area15,500 sqft (0.356 acres)
View / LotGood
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12872 FRANCINE PL
CityPOWAY
StateCA
Zip92064-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 89 TR 006407
Legal SubdivisionPOWAY PORTALS
Legal Tract006407
Legal Block2
Legal Lot Number89
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17050

Owner

Source: San Diego County records · APN 316-140-34-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12872 FRANCINE PL, POWAY, CA 92064-4110
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2017Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
Aug 10, 2017Grant Deed, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleJun 05, 2007 · Amount on Record
Deed Document Number2017361511
Prior Transfer DateJun 08, 2004
Prior Transfer Doc0000556164
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12872 FRANCINE PL, POWAY, CA 92064-4110
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000461019
DateOct 05, 2017
Instrument2017-0461019
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressOAK BROOK, IL 60523
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2017
Property Address12872 FRANCINE PL, POWAY, CA 92064-4110
Document Number0000361511
Map ReferenceMAP6407
Instrument DateJul 14, 2017
Instrument2017-0361511
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12872 FRANCINE PL, POWAY, CA 92064-4110

Mortgage

Document Number0000361512
DateAug 10, 2017
Instrument2017-0361512
Lender
NameCORNERSTONE MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$870,431 (+2%) Land $611,827 Building $258,604
2025$9,651.00 (+4.92%) Homeowner's exemption$853,365 (+4.04%) Land $599,831 Building $253,534
2023$9,198.00 (+1.7%) Homeowner's exemption$820,230 Land $576,540 Building $243,690
2022$9,044.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum.

Based on FCC filings for 225 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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