12871 Francine Ter, Poway, CA 92064 Property Records

San Diego County property record for 12871 Francine Ter, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,338 sqft · built 1970
Lot Size	0.177 acres (7,700 sqft)
Owner	Company Name on Record
Last Sale	$284,000 (Aug 1998)
Tax Bill	$5,027 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`316-140-02-00`

Property Details

APN / Parcel Number

Primary APN	`316-140-02-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,338 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	7,700 sqft (0.177 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12871 FRANCINE TER
City	POWAY
State	CA
Zip	92064-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 93 TR 006407
Legal Subdivision	POWAY PORTALS
Legal Tract	006407
Legal Block	2
Legal Lot Number	93
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17050

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12871 FRANCINE TER, POWAY, CA 92064-4111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 1998 · Amount on Record
Deed Sale	Aug 3, 1998 · Amount on Record
Prior Sale	Apr 8, 1983 · Amount on Record
Deed Document Number	1998485649
Last Transfer Date	Feb 23, 2022
Transfer Doc	0000094261
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2022
Property Address	12871 FRANCINE TER, POWAY, CA 92064-4111
Document Number	0000094261
Map Reference	MAP 6407
Instrument Date	Feb 23, 2022
Instrument	2022-0094261
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12871 FRANCINE TER, POWAY, CA 92064-4111

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2022
Property Address	12871 FRANCINE TER, POWAY, CA 92064-4111
Document Number	0000092801
Map Reference	MAP 6407
Instrument Date	Feb 23, 2022
Instrument	2022-0092801
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12871 FRANCINE TER, POWAY, CA 92064-4111

Mortgage

Document Number	0000092802
Date	Mar 1, 2022
Instrument	2022-0092802

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,355 (+2%) Land $191,877 Building $260,478
2025	$5,027.00 (+4.95%) Homeowner's exemption	$443,486 (+4.04%) Land $188,115 Building $255,371
2023	$4,790.00 (+1.7%) Homeowner's exemption	$426,266 Land $180,811 Building $245,455
2022	$4,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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