1. Home
  2. California
  3. San Diego County
  4. Poway
  5. Francine Ter

12865 Francine Ter, Poway, CA 92064 Property Records

San Diego County property record for 12865 Francine Ter, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,840 sqft · built 1970
Lot Size0.202 acres (8,800 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Feb 2021)
Tax Bill$11,014 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN316-140-01-00

Property Details

APN / Parcel Number

Primary APN316-140-01-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,840 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area8,800 sqft (0.202 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12865 FRANCINE TER
CityPOWAY
StateCA
Zip92064-4111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 92 TR 006407
Legal SubdivisionPOWAY PORTALS
Legal Tract006407
Legal Block2
Legal Lot Number92
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17050

Owner

12865 Francine Ter is owned and occupied by two individuals who bought it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address12865 FRANCINE TER, POWAY, CA 92064-4111
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2021 · Amount on File
Deed SaleFeb 18, 2021 · Amount on File
Prior SaleJul 26, 1990 · Amount on File
Deed Document Number2021128077
Prior Transfer DateAug 5, 2009
Prior Transfer Doc0000448721
Record UpdatedOct 29, 2026

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 18, 2021
Property Address12865 FRANCINE TER, POWAY, CA 92064-4111
Document Number0000128077
Map ReferenceMAP 6407
Instrument DateJan 22, 2021
Instrument2021-0128077
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12865 FRANCINE TER, POWAY, CA 92064-4111

Mortgage

Document Number0000128078
DateFeb 18, 2021
Instrument2021-0128078
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12865 Francine Ter was $11,014 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$993,667 (+2%) Land $461,799 Building $531,868
2025$11,014.00 Homeowner's exemption$974,185 Land $452,745 Building $521,440
2023$10,497.00 (+1.7%) Homeowner's exemption$936,358 Land $435,165 Building $501,193
2022$10,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12865 Francine Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12865 Francine Ter is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Francine Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures