San Diego County property record for 12870 Francine Ter, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,840 sqft · built 1970 |
| Lot Size | 0.237 acres (10,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $229,000 (Jul 1995) |
| Tax Bill | $4,395 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 316-140-35-00 |
| Primary APN | 316-140-35-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 10,300 sqft (0.237 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12870 FRANCINE TER |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 90 TR 006407 |
| Legal Subdivision | POWAY PORTALS |
| Legal Tract | 006407 |
| Legal Block | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17050 |
12870 Francine Ter is owned by a company that acquired it in November 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1130 GARFIELD AVE, SAN JOSE, CA 95125-3113 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 1995 · Amount on File |
| Deed Sale | Jul 3, 1995 · Amount on File |
| Deed Document Number | 1995282843 |
| Last Transfer Date | Nov 12, 2013 |
| Transfer Doc | 0000705931 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12870 Francine Ter was $4,395.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $388,010 (+2%) Land $152,491 Building $235,519 | |
| 2025 | $4,395.00 | $380,402 Land $149,501 Building $230,901 |
| 2023 | $4,190.00 (+1.65%) | $365,633 Land $143,697 Building $221,936 |
| 2022 | $4,122.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12870 Francine Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12870 Francine Ter is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
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