St. Clair County property record for 12867 Hough Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,289 sqft · built 1953 |
| Lot Size | 15.3 acres (669,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Jul 2011) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-032-1002-101 |
| Primary APN | 74-29-032-1002-101 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,289 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 336 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 669,082 sqft (15.3 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12867 HOUGH RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG N 88D 16M W 1092.45' FROM N 1/4 COR, TH N 88D 16M W 95.50', TH S 1D 44M W 1207.29', TH S 82D 29M 49S W 148.34', TH S 1D 8M 40S W 1447.76', TH S 88D 3M 39S E 337.19', TH N 1D 8M 7S E 2122.38', TH N 88D 16M W 88', TH N 1D 44M E 557.74' TO BEG SECTI |
| Legal Range | 14E |
| Legal Township | WP |
| Legal Section | 32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1091 |
| Census Tract | 658500 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12867 HOUGH RD, RILEY, MI 48041-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2011 · Amount on Record |
| Deed Sale | Jul 29, 2011 · Amount on Record |
| Deed Document Number | 201120911 |
| Deed Book / Page | 4170 / 146 |
| Prior Transfer Date | Apr 26, 2001 |
| Prior Transfer Doc | 004170/145 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12867 HOUGH RD, RILEY, MI 48041-3504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12867 HOUGH RD, RILEY, MI 48041-3504 |
| Document Number | 5448323 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 5448/323 |
| Instrument | 2021031824 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12867 HOUGH RD, RILEY, MI 48041-3504 |
| Document Number | 0050680599 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12867 HOUGH RD RILEY MI 480413504, RILEY, MI 48041-3504 |
| Document Number | 0050680599 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 005068/000599 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12867 HOUGH RD, RILEY, MI 48041-3504 |
| Document Number | 0049830801 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12867 HOUGH RD RILEY MI 480413504, RILEY, MI 48041-3504 |
| Document Number | 0049830801 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 004983/000801 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12867 HOUGH RD, RILEY, MI 48041-3504 |
| Document Number | 0049080395 |
| Book / Page | 004908 / 000395 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12867 HOUGH RD RILEY MI 480413504, RILEY, MI 48041-3504 |
| Document Number | 0049080395 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 004908/000395 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 (-35.76%) Homeowner's exemption | $116,300 (+17.95%) | |
| 2024 | $1,717.00 (+9.64%) | $232,600 (+17.95%) | |
| 2023 | $98,600 | ||
| 2022 | $1,566.00 | $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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