12865 Hough Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 12865 Hough Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,374 sqft · built 1950
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Aug 2020)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-032-1004-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-032-1004-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	53,143 sqft (1.22 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12865 HOUGH RD
City	RILEY
State	MI
Zip	48041-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG N 88D 16M W 996.95' FROM N 1/4 COR, TH N 88D 16M W 95.50', TH S 1D 44M W 557.74', TH S 88D 16M E 95.5', TH N 1D 44M E
Legal Range	14E
Legal Township	06N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1085
Census Tract	658500

Owner

Source: St. Clair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12865 HOUGH RD, RILEY, MI 48041-3504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	202018472
Deed Book / Page	5223 / 98
Last Transfer Date	Dec 23, 2025
Transfer Doc	0005887267
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 9, 2026
Property Address	12865 HOUGH RD, RILEY, MI 48041-3504
Document Number	0005887267
Book / Page	5887 / 267
Instrument Date	Dec 23, 2025
Instrument	2026000524
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12865 HOUGH RD, RILEY, MI 48041-3504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 HOUGH RD, RILEY, MI 48041-3504

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 5, 2020
Property Address	12865 HOUGH RD, RILEY, MI 48041-3504
Document Number	0000522398
Book / Page	5223 / 98
Instrument Date	Jul 27, 2020
Instrument	2020018472
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12865 HOUGH RD, 12865, RILEY, MI 48041-3504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 HOUGH RD, RILEY, MI 48041-3504

Mortgage

Document Number	2020018473
Date	Aug 5, 2020
Instrument	2020018473

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,100 (+7.04%)	$170,200 (+7.04%)
2025	$2,124.00 (+6.68%) Homeowner's exemption	$79,500 (+21%)
2024	$1,991.00 (+9.82%)		$159,000 (+21%)
2023		$65,700
2022	$1,813.00		$131,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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