St. Clair County property record for 12777 Hough Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,536 sqft · built 2002 |
| Lot Size | 4 acres (174,327 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2016) |
| Tax Bill | $3,212 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-032-1005-100 |
| Primary APN | 74-29-032-1005-100 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 174,327 sqft (4 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12777 HOUGH RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG N 89D 26M 50S W 236.75' FROM N 1/4 COR, TH N 89D 26M 50S W 200', TH S 0D 4M 21S E 872', TH S 89D 26M 50S E 200', TH N 0D |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 658500 |
12777 Hough Rd is owned and occupied by an individual who bought it in May 2016.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12777 HOUGH RD, RILEY, MI 48041-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on File |
| Deed Sale | May 6, 2016 · Amount on File |
| Deed Document Number | 201610576 |
| Deed Book / Page | 4706 / 726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12777 HOUGH RD, RILEY, MI 48041-3502 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12777 HOUGH RD, RILEY, MI 48041-3502 |
| Document Number | 0005571920 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 5571/920 |
| Instrument | 2022023962 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 28, 2052 |
The 2025 property tax bill for 12777 Hough Rd was $3,212 with a homeowner's exemption, up 7.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,800 (+6.25%) | $319,600 | |
| 2025 | $3,212.00 (+7.1%) Homeowner's exemption | $150,400 | |
| 2024 | $2,999.00 | $300,800 | |
| 2023 | $127,600 | ||
| 2022 | $2,723.00 | $255,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12777 Hough Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12777 Hough Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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