12865 Bliss Rd, Marcellus, MI 49067 Property Records

St. Joseph County property record for 12865 Bliss Rd, Marcellus, MI 49067

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,888 sqft · built 1852
Lot Size	3.66 acres (159,430 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2024)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-016-004-20`

Property Details

APN / Parcel Number

Primary APN	`007-016-004-20`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Building Area	2,888 sqft Building Perimeter
1st Floor Area	1,950 sqft
Basement Area	1,950 sqft
Unfinished Basement	1,950 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Lot Area	159,430 sqft (3.66 acres)
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12865 BLISS RD
City	MARCELLUS
State	MI
Zip	49067-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR SEC 16 T5S R12W TH N 89D 6M 11S W 478.65 FT TO POB TH S 0D 11M 28S W 520 FT TH N 89D 6M 11S W 306.55 FT TH N 0D 11
Legal Range	12W
Legal Township	05S
Legal Section	16
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLOWERFIELD
Census Block Group	1
Census Block	1019
Census Tract	40900

Owner

Source: St. Joseph County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7112 MADISON AVE SE, GRAND RAPIDS, MI 49548-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	20244875
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	12865 BLISS RD, MARCELLUS, MI 49067-9318
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12865 BLISS RD, MARCELLUS, MI 49067-9318

Mortgage

Document Number	2025009995
Date	Dec 23, 2025
Instrument	2025009995

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	12865 BLISS RD, MARCELLUS, MI 49067-9318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002974
Date	Jul 7, 2020
Instrument	2020002974

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Flowerfield Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,500	$413,000
2025	$1,764.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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