1286 Christopher Ct, Elgin, IL 60120 Property Records

Cook County property record for 1286 Christopher Ct, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property TypeCondominium
Details2 bd · 1,150 sqft · built 1997
Lot Size10.2 acres (447,052 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jan 2019)
Tax Bill$3,406 (2023)
Deeds & MortgagesMar 2020 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-06-208-008-1051

Property Details

APN / Parcel Number

Primary APN06-06-208-008-1051

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,150 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area447,052 sqft
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1286 CHRISTOPHER CT
CityELGIN
StateIL
Zip60120-5068
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Range9E
Legal Township41N
Legal Section06
Legal SubdivisionCOBBLERS XING COUNTRY HOMES N
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1020
Census Tract804313

Owner

Source: Cook County records · APN 06-06-208-008-1051

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1286 CHRISTOPHER CT, ELGIN, IL 60120-5068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Jun 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Jan 08, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2019 · Amount on Record
Deed SaleJan 08, 2019 · Amount on Record
Prior SaleAug 08, 2005 · Amount on Record
Deed Document Number201933017
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1286 CHRISTOPHER CT, ELGIN, IL 60120-5068
Document Number2019820277
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedAug 03, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 CHRISTOPHER CT ELGIN IL 601205068, ELGIN, IL 60120-5068

Mortgage

Document Number2019820277
DateJul 16, 2020
Instrument19820277
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1286 CHRISTOPHER CT, ELGIN, IL 60120-5068
Document Number1919049142
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyPRECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 CHRISTOPHER CT ELGIN IL 601205068, ELGIN, IL 60120-5068

Mortgage

Document Number1919049142
DateJul 09, 2019
Instrument19049142
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 08, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 08, 2019
Property Address1286 CHRISTOPHER CT, ELGIN, IL 60120-5068
Document Number1900833017
Instrument DateDec 20, 2018
Instrument833017
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanyATA/GMT TITLE AGENCY, ATA/GMT TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 CHRISTOPHER CT ELGIN IL 601205068, ELGIN, IL 60120-5068

Mortgage

Document Number1900833018
DateJan 08, 2019
Instrument833018
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 07, 2049

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$20,320 (+34.15%) Land $2,010 Building $18,310$203,200 (+34.15%) Land $20,100 Building $183,100
2023$3,406.00 (-19.61%)
2022$4,237.00$15,147 Land $1,758 Building $13,389$151,470 Land $17,580 Building $133,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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