1282 Christopher Ct, Elgin, IL 60120 Property Records

Cook County property record for 1282 Christopher Ct, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	2 bd · 1,200 sqft · built 1997
Lot Size	10.2 acres (447,052 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Feb 2002)
Tax Bill	$3,700 (2023)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-06-208-008-1049`

Property Details

APN / Parcel Number

Primary APN	`06-06-208-008-1049`

Interior

Bedrooms	2 Beds
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	447,052 sqft

Location & Zoning

Street Address	1282 CHRISTOPHER CT
City	ELGIN
State	IL
Zip	60120-5055
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PART COBBLERS CROSSING UN13A S06 T4 1N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	COUNTRY HOMES N AT COBBLER CRO
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1020
Census Tract	804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1282 CHRISTOPHER CT, ELGIN, IL 60120-5055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2002 · Amount on Record
Deed Sale	Feb 4, 2002 · Amount on Record
Prior Sale	Mar 29, 1999 · Amount on Record
Deed Document Number	200239515
Last Transfer Date	May 7, 2015
Transfer Doc	0000017138
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1282 CHRISTOPHER CT, ELGIN, IL 60120-5055
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015704023
Date	Jun 6, 2022
Instrument	2215704023

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Mar 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1282 CHRISTOPHER CT, ELGIN, IL 60120-5055
Document Number	2027662094
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 CHRISTOPHER CT ELGIN IL 601205055, ELGIN, IL 60120-5055

Mortgage

Document Number	2027662094
Date	Oct 2, 2020
Instrument	27662094

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,695 (+34.16%) Land $2,146 Building $19,549	$216,950 (+34.16%) Land $21,460 Building $195,490
2023	$3,700.00 (+3.76%)
2022	$3,566.00 Homeowner's exemption	$16,171 Land $1,877 Building $14,294	$161,710 Land $18,770 Building $142,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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