Cook County property record for 1296 Christopher Ct, Elgin, IL 60120 · Last verified June 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1,300 sqft · built 1997 |
| Lot Size | 10.2 acres (447,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2023) |
| Tax Bill | $4,313 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-208-008-1055 |
| Primary APN | 06-06-208-008-1055 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 447,052 sqft |
| Street Address | 1296 CHRISTOPHER CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5068 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 06 |
| Legal Subdivision | COUNTRY HMS NORTH/COBBLERS 11 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 804313 |
Source: Cook County records · APN 06-06-208-008-1055
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32077 N WAUKEGAN RD, LAKE BLUFF, IL 60044 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 14, 2019 | Warranty Deed, Transfer · FHA Mortgage COMPASS MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2019 · Amount on Record |
| Deed Document Number | 20236169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1296 CHRISTOPHER CT, ELGIN, IL 60120-5068 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1296 CHRISTOPHER CT, ELGIN, IL 60120-5068 |
| Document Number | 0020125249 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2120125249 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 16, 2023 |
| Property Address | 1296 CHRISTOPHER CT, ELGIN, IL 60120-5068 |
| Document Number | 0016706169 |
| Map Reference | DOC 93-656196 |
| Instrument Date | May 23, 2023 |
| Instrument | 2316706169 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1296 CHRISTOPHER CT, ELGIN, IL 60120-5068 |
| Document Number | 0016706170 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2316706170 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 14, 2019 |
| Property Address | 1296 CHRISTOPHER CT, ELGIN, IL 60120-5068 |
| Document Number | 1931806258 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 31806258 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 E SHAG BARK LN STREAMWOOD IL 601071065, STREAMWOOD, IL 60107-1065 |
| Document Number | 1931806259 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 31806259 |
| Name | COMPASS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,550 (+34.15%) Land $2,428 Building $22,122 | $245,500 (+34.15%) Land $24,280 Building $221,220 | |
| 2023 | $4,313.00 (+3.63%) | ||
| 2022 | $4,162.00 (-8.41%) | $18,300 (+38.75%) Land $2,124 Building $16,176 | $183,000 (+38.75%) Land $21,240 Building $161,760 |
| 2021 | $4,544.00 | $13,189 Land $1,365 Building $11,824 | $131,890 Land $13,650 Building $118,240 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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