Cook County property record for 1276 Christopher Ct, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1,150 sqft · built 1997 |
| Lot Size | 10.2 acres (447,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Sep 2021) |
| Tax Bill | $4,360 (2023) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-208-008-1046 |
| Primary APN | 06-06-208-008-1046 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,150 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 447,052 sqft |
| Street Address | 1276 CHRISTOPHER CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5055 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 06 |
| Legal Subdivision | COUNTRY HOMES NORTH/COBBLERS |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 804313 |
Source: Cook County records · APN 06-06-208-008-1046
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1276 CHRISTOPHER CT, ELGIN, IL 60120-5055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed, Transfer · Conventional Mortgage INLAND BANK & TRUST |
| Sep 21, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2003 · Amount on Record |
| Deed Document Number | 20217096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 10, 2021 |
| Property Address | 1276 CHRISTOPHER CT, ELGIN, IL 60120-5055 |
| Document Number | 0025307096 |
| Map Reference | DOC 93-984078 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2125307096 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1276 CHRISTOPHER CT, ELGIN, IL 60120-5055 |
| Document Number | 0025307097 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2125307097 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Number | 0025307098 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2125307098 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 21, 2017 |
| Property Address | 1276 CHRISTOPHER CT, ELGIN, IL 60120-5055 |
| Document Number | 1726449120 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 26449120 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1098 MOHAWK DR ELGIN IL 601203148, ELGIN, IL 60120-3148 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,320 (+34.15%) Land $2,010 Building $18,310 | $203,200 (+34.15%) Land $20,100 Building $183,100 | |
| 2023 | $4,360.00 (+2.9%) | ||
| 2022 | $4,237.00 | $15,147 Land $1,758 Building $13,389 | $151,470 Land $17,580 Building $133,890 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 398 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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