Saginaw County property record for 12810 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,403 sqft · built 1976 |
| Lot Size | 0.533 acres (23,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,500 (Sep 1975) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-27-4217-000 |
| Primary APN | 05-10-6-27-4217-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,403 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,217 sqft (0.533 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 560 sqft |
| Deck Area | Deck Area |
| Patio Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12810 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 17 HENSEL SUBDIVISION A PART OF SE 1/4 SEC 27 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 27 |
| Legal Subdivision | HENSEL SUBDIVISION |
| Legal Lot Number | 17 |
| Legal Unit | 17 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13100 |
12810 Gera Rd is owned and occupied by two individuals who bought it in September 1975.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12810 GERA RD, BIRCH RUN, MI 48415-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 1975 · Amount on File |
| Deed Sale | Sep 4, 1975 · Amount on File |
| Deed Book / Page | 1453 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12810 GERA RD, BIRCH RUN, MI 48415-9476 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12810 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 2021037396 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021037396 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2025 property tax bill for 12810 Gera Rd was $1,978 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,400 | $194,800 | |
| 2025 | $1,978.00 Homeowner's exemption | ||
| 2023 | $77,300 | $154,600 | |
| 2022 | $1,663.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12810 Gera Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12810 Gera Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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