12853 Sugarbluff Rd, Clermont, FL 34715 Property Records

Lake County property record for 12853 Sugarbluff Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 1999
Lot Size	5 acres (218,073 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2013)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-21-26-0004-000-05100`

Property Details

APN / Parcel Number

Primary APN	`18-21-26-0004-000-05100`
Alternative APNs	`262118000400005100` `3763114`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,348 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	2,348 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	218,073 sqft (5 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3763114
Street Address	12853 SUGARBLUFF RD
City	CLERMONT
State	FL
Zip	34715-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FROM NW COR OF SE 1/4 OF SE 1/4 RUN S 89DEG 54MIN 26SEC E 53.14 FT FOR POB CONT S 89DEG 54MIN 26SEC E 309.74 FT S 28DEG 54MIN 44SEC E 885.19 FT S 82DEG 03MIN 12SEC W 225 FT N 32DEG 33MIN 17SEC W 956.80 FT TO POB ORB 4420 PG 576
Legal Range	26E
Legal Township	21S
Legal Section	18
Legal Quarter	4
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0004
Legal Lot Number	51
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2009
Census Tract	31301

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12853 SUGARBLUFF RD, CLERMONT, FL 34715-6819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU
Apr 2, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2013 · Amount on Record
Deed Sale	Dec 23, 2013 · Amount on Record
Prior Sale	Jun 24, 1997 · Amount on Record
Deed Document Number	2013140036
Deed Book / Page	4420 / 576
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000040324
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	May 19, 2026
Property Address	12853 SUGARBLUFF RD, CLERMONT, FL 34715-6819
Document Number	0000061590
Book / Page	6741 / 1743
Instrument Date	May 12, 2026
Instrument	202661590
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12853 SUGARBLUFF RD, CLERMONT, FL 34715-6819

Mortgage

Document Number	0000061590,
Date	May 19, 2026
Book Page	6741/1743
Instrument	202661590

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 2, 2026
Property Address	12853 SUGARBLUFF RD, CLERMONT, FL 34715-6819
Document Number	0000040324
Book / Page	6712 / 1241
Instrument Date	Apr 1, 2026
Instrument	202640324
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12853 SUGARBLUFF RD, CLERMONT, FL 34715-6819

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12853 SUGARBLUFF RD, CLERMONT, FL 34715-6819
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12853 SUGARBLUFF RD, CLERMONT, FL 34715-6819

Mortgage

Document Number	0057571758
Date	Jul 22, 2021
Book Page	5757/1758
Instrument	2021101338

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,150 (+2.9%)	$640,518 (-) Land $321,200 Building $319,318
2025	$2,933.00 (-9.81%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$234,360 (+5.98%)	$640,518 (+1.6%) Land $321,200 Building $319,318
2024	$3,252.00 (+8.51%)
2023	$2,997.00 (+8.16%) Homeowner's exemption	$221,130 (+3%)	$630,406 (+25.6%) Land $321,200 Building $309,206
2022	$2,771.00 Homeowner's exemption	$214,690	$501,926 Land $192,720 Building $309,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Lumen Technologies DSL	100 / 10

May also be available: Verizon.

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