12732 Sugarbluff Rd, Clermont, FL 34715 Property Records

Lake County property record for 12732 Sugarbluff Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,392 sqft · built 2002
Lot Size	5.96 acres (259,618 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Sep 2018)
Tax Bill	$6,802 (2024)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-26-2300-000-00200`

Property Details

APN / Parcel Number

Primary APN	`19-21-26-2300-000-00200`
Alternative APN	`3781331`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,392 sqft Living Area
1st Floor Area	2,916 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	259,618 sqft (5.96 acres)
Garage Type	Finished
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	432 sqft
Porch	Open Porch
Porch Area	519 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3781331
Street Address	12732 SUGARBLUFF RD
City	CLERMONT
State	FL
Zip	34715-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODS OF SUGARLOAF SUB LOT 2 PB 40 PGS 63-64 ORB 5173 PG 1347
Legal Range	26E
Legal Township	21S
Legal Section	19
Legal Subdivision	WOODS OF SUGARLOAF
Legal Tract	2300
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2009
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12732 SUGARBLUFF RD, CLERMONT, FL 34715-6834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Jun 8, 2006 · Amount on Record
Deed Document Number	2018111714
Deed Book / Page	5173 / 1347
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 21, 2018
Property Address	12732 SUGARBLUFF RD, CLERMONT, FL 34715-6834
Document Number	0051731347
Book / Page	5173 / 1347
Map Reference	MB 40 PG 63&64
Instrument Date	Sep 20, 2018
Instrument	2018111714
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CENTRAL FLORIDA TITLE ORLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 WESTBURY DR, 1401, CLERMONT, FL 34711-7145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12732 SUGARBLUFF RD, CLERMONT, FL 34715-6834

Mortgage

Document Number	2018111715
Date	Sep 21, 2018
Instrument	2018111715

Lender

Name	GUARANTEED PATE AFFINITY INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$511,850 (+5.98%) Land $298,000 Building $213,850	$710,731 (+1.71%) Land $298,000 Building $412,731
2024	$6,802.00 (+5.07%)
2023	$6,474.00 (+5%) Homeowner's exemption	$482,950 (+3%)	$698,815 (+20.61%) Land $298,000 Building $400,815
2022	$6,166.00 Homeowner's exemption	$468,890	$579,383 Land $178,800 Building $400,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Verizon.

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