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12963 Sugarbluff Rd, Clermont, FL 34715 Property Records

Lake County property record for 12963 Sugarbluff Rd, Clermont, FL 34715

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,992 sqft · built 2023
Lot Size5.5 acres (239,580 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Mar 2022)
Tax Bill$10,404 (2024)
Deeds & MortgagesJul 2022 Construction Loan
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN18-21-26-0004-000-04600

Property Details

APN / Parcel Number

Primary APN18-21-26-0004-000-04600
Alternative APN
  • 3693141

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,992 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area239,580 sqft (5.5 acres)
Garage TypeDetached
PorchOpen Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3693141
Street Address12963 SUGARBLUFF RD
CityCLERMONT
StateFL
Zip34715-6819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM NW COR OF SE 1/4 OF SE 1/4 RUN S 89DEG 54MIN 26SEC E 730.88 FT FOR POB CONT S 89DEG 54MIN 26SEC E 404.48 FT S 12DEG
Legal Range26E
Legal Township21S
Legal Section18
Legal SubdivisionACREAGE OR UNREC
Legal Tract4
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2009
Census Tract31301

Owner

Source: Lake County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12963 SUGARBLUFF RD, CLERMONT, FL 34715-6819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Mar 18, 2022Warranty Deed, Transfer
HOMELAND TITLE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2022 · Amount on Record
Deed SaleMar 18, 2022 · Amount on Record
Prior SaleMay 8, 2002 · Amount on Record
Deed Document Number2022038701
Deed Book / Page5920 / 535
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property AddressSUGARBLUFF RD, CLERMONT, FL 34711
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 ALGARE LOOP, WINDERMERE, FL 34786-6043

Mortgage

Document Number0059920276
DateJul 15, 2022
Book Page5992/276
Instrument2022096607
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 18, 2022
Property AddressSUGARBLUFF RD, CLERMONT, FL 34711
Document Number0059200535
Book / Page5920 / 535
Instrument DateAug 3, 2021
Instrument2022038701
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5660 NW 74TH PL # PL107, PL107, COCONUT CREEK, FL 33073-3516

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 ALGARE LOOP, WINDERMERE, FL 34786-6043

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$793,510 (+190.64%) Land $321,200 Building $472,310$793,520 (+190.65%) Land $321,200 Building $472,320
2024$10,404.00 (+170.23%)
2023$3,850.00 (+83.33%)$273,020 (+41.67%)$273,020 (+41.67%) Land $273,020
2022$2,100.00$192,720$192,720 Land $192,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINNEOLA WATER DEPARTMENT (2 WPS)
serves 20,605 people · EPA ID FL3350836
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
CenturyLink
DSL		100 / 10

May also be available: Verizon.

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