12848 Jacob Grace Ct, Windermere, FL 34786 Property Records

Orange County property record for 12848 Jacob Grace Ct, Windermere, FL 34786 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,077 sqft · built 2003
Lot Size	0.615 acres (26,787 sqft)
Owner	Company Name on File
Last Sale	$1,400,000 (Jul 2025)
Tax Bill	$20,718 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-23-27-8510-00-600`

Property Details

APN / Parcel Number

Primary APN	`13-23-27-8510-00-600`
Alternative APNs	`272313851000600` `139001` `139859` `141372`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,077 sqft Living Area
Gross Area	5,366 sqft
1st Floor Area	4,077 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	26,787 sqft (0.615 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12848 JACOB GRACE CT
City	WINDERMERE
State	FL
Zip	34786-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILDENS GROVE PH 1 47/65 LOT 60
Legal Range	27E
Legal Township	23S
Legal Section	13
Legal Subdivision	TILDENS GROVE PH 1
Legal Phase	1
Legal Tract	8510
Legal Lot Number	60
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17115

Owner

Source: Orange County records · APN 13-23-27-8510-00-600

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU
Oct 16, 2020	Deed of Trust, Mortgage DIGITAL EMP FCU
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	2025416941
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12848 JACOB GRACE CT, WINDERMERE, FL 34786-5711
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 EAST NAHEIW STREET #321 321, 321, EAST LONG BEACH, CA 90804

Mortgage

Document Number	0000321423
Date	May 20, 2022
Instrument	20220321423

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12848 JACOB GRACE CT, WINDERMERE, FL 34786-5711
Document Number	0000555660
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 06, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12848 JACOB GRACE CT WINDERMERE FL 347865711, WINDERMERE, FL 34786-5711

Mortgage

Document Number	0000555660
Date	Oct 23, 2020
Instrument	555660

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 27, 2018
Property Address	12848 JACOB GRACE CT, WINDERMERE, FL 34786-5711
Document Number	0000508187
Map Reference	MB 47 PG 65-70
Instrument Date	Aug 24, 2018
Instrument	20180508187
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	PREMIER TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SAILSTOCK PT, 6, HILTON HEAD ISLAND, SC 29926-1235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12848 JACOB GRACE CT, WINDERMERE, FL 34786-5711

Mortgage

Document Number	0000508188
Date	Aug 27, 2018
Instrument	20180508188

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,223,200 (-1.33%) Land $250,000 Building $973,200	$1,223,200 (-1.33%) Land $250,000 Building $973,200
2025	$20,718.00 (+6.8%)	$1,239,740 (+18.63%) Land $250,000 Building $989,740	$1,239,740 (+18.63%) Land $250,000 Building $989,740
2024	$19,398.00 (+15.73%)
2023	$16,761.00 (+57.4%)	$1,045,034 (+49.88%) Land $250,000 Building $795,034	$1,045,034 (+20.95%) Land $250,000 Building $795,034
2022	$10,649.00 Homeowner's exemption	$697,229	$864,004 Land $250,000 Building $614,004

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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