Orange County property record for 12860 Jacob Grace Ct, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,643 sqft · built 2004 |
| Lot Size | 0.646 acres (28,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Sep 2025) |
| Tax Bill | $23,017 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-23-27-8510-00-620 |
| Primary APN | 13-23-27-8510-00-620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,643 sqft Living Area |
| Gross Area | 7,401 sqft |
| 1st Floor Area | 4,628 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 28,140 sqft (0.646 acres) |
| Garage Type | Attached |
| Garage Area | 951 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 564 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12860 JACOB GRACE CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | TILDENS GROVE PH 1 47/65 LOT 62 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | TILDENS GROVE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 8510 |
| Legal Lot Number | 62 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17115 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12860 JACOB GRACE CT, WINDERMERE, FL 34786-5711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Mar 25, 2014 |
| Deed Document Number | 2025535558 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 15, 2025 |
| Property Address | 12860 JACOB GRACE CT, WINDERMERE, FL 34786-5711 |
| Document Number | 0000535558 |
| Map Reference | MB 47 PG 65 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 20250535558 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14249 CREST PALM AVE, WINDERMERE, FL 34786-6843 |
| Name | Verified Name |
|---|---|
| Address | 12860 JACOB GRACE CT, WINDERMERE, FL 34786-5711 |
| Document Number | 0000535559 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 20250535559 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,510,710 (+14.89%) Land $250,000 Building $1,260,710 | $1,510,710 (-1.38%) Land $250,000 Building $1,260,710 | |
| 2025 | $23,017.00 (+7.57%) | $1,314,882 (-10.7%) | $1,531,860 (+4.04%) Land $250,000 Building $1,281,860 |
| 2024 | $21,397.00 (+15.88%) | $1,472,427 (+13.9%) Land $250,000 Building $1,222,427 | $1,472,427 (+13.9%) Land $250,000 Building $1,222,427 |
| 2023 | $18,465.00 (+15.39%) | $1,292,704 (+23.48%) Land $250,000 Building $1,042,704 | $1,292,704 (+23.48%) Land $250,000 Building $1,042,704 |
| 2022 | $16,002.00 | $1,046,916 Land $250,000 Building $796,916 | $1,046,916 Land $250,000 Building $796,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Lumen Technologies.
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