12855 Jacob Grace Ct, Windermere, FL 34786 Property Records

Orange County property record for 12855 Jacob Grace Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,233 sqft · built 2001
Lot Size	0.505 acres (21,985 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Dec 2011)
Tax Bill	$8,500 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-23-27-8510-01-400`

Property Details

APN / Parcel Number

Primary APN	`13-23-27-8510-01-400`
Alternative APNs	`272313851001400` `139034` `139891` `141405`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,233 sqft Living Area
Gross Area	4,447 sqft
1st Floor Area	2,838 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	21,985 sqft (0.505 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12855 JACOB GRACE CT
City	WINDERMERE
State	FL
Zip	34786-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	TILDENS GROVE PH 1 47/65 LOT 140
Legal Range	27E
Legal Township	23S
Legal Section	13
Legal Subdivision	TILDENS GROVE PH 1
Legal Phase	1
Legal Tract	8510
Legal Block	1
Legal Lot Number	140
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2012
Census Tract	17115

Owner

12855 Jacob Grace Ct is owned and occupied by an individual who bought it in December 2011.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	12855 JACOB GRACE CT, WINDERMERE, FL 34786-5713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2011 · Amount on File
Deed Sale	Dec 5, 2011 · Amount on File
Prior Sale	Jan 9, 2006 · Amount on File
Deed Document Number	2011628329
Deed Book / Page	10301 / 6619
Prior Transfer Date	Nov 30, 2011
Prior Transfer Doc	0000279191
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12855 JACOB GRACE CT, WINDERMERE, FL 34786-5713
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12855 JACOB GRACE CT, WINDERMERE, FL 34786-5713

Mortgage

Document Number	20210116826
Date	Feb 26, 2021
Instrument	20210116826

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12855 Jacob Grace Ct was $8,500, up 4.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,306 (+2.7%)	$1,006,130 (-1.35%) Land $225,000 Building $781,130
2025	$8,500.00 (+4.06%) Homeowner's exemption	$534,865	$1,019,950 Land $225,000 Building $794,950
2024	$8,168.00 (+7.25%)
2023	$7,616.00 (+3.3%) Homeowner's exemption	$504,651 (+3%)	$869,935 (+21.12%) Land $225,000 Building $644,935
2022	$7,373.00 Homeowner's exemption	$489,952	$718,253 Land $225,000 Building $493,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12855 Jacob Grace Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12855 Jacob Grace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20