Orange County property record for 12831 Jacob Grace Ct, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,733 sqft · built 2004 |
| Lot Size | 0.444 acres (19,341 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,500,000 (Feb 2024) |
| Tax Bill | $21,236 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-23-27-8510-01-360 |
| Primary APN | 13-23-27-8510-01-360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,733 sqft Living Area |
| Gross Area | 5,386 sqft |
| 1st Floor Area | 3,279 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 19,341 sqft (0.444 acres) |
| Garage Type | Attached |
| Garage Area | 716 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 749 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12831 JACOB GRACE CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | TILDENS GROVE PH 1 47/65 LOT 136 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | TILDENS GROVE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 8510 |
| Legal Block | 1 |
| Legal Lot Number | 136 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17115 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12831 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Aug 28, 2020 | Warranty Deed, Transfer MOVEMENT MTG |
| Jun 27, 2017 | Deed of Trust, Mortgage CHEVRON FCU |
| Mar 20, 2017 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2024 · Amount on Record |
| Deed Sale | Feb 19, 2024 · Amount on Record |
| Prior Sale | May 2, 2022 · Amount on Record |
| Deed Document Number | 202496013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12831 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Name | Verified Name |
|---|---|
| Address | 6775 MERRICK LANDING BLVD, WINDERMERE, FL 34786-7384 |
| Document Number | 0000280856 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 20220280856 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 12831 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Document Number | 0000454744 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 454744 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12831 JACOB GRACE CT WINDERMERE FL 347865713, WINDERMERE, FL 34786-5713 |
| Document Number | 454745 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 454745 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12831 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Document Number | 0000395138 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14258 DESERT HAVEN ST WINDERMERE FL 347866815, WINDERMERE, FL 34786-6815 |
| Document Number | 0000395138 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 395138 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Address | OAKLAND, CA 94607 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 20, 2017 |
| Property Address | 12831 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Document Number | 0000144970 |
| Map Reference | MB 47 PG 65 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 20170144970 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ORLANDO TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,610.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22336 NE 112TH TER, 22336, FORT MC COY, FL 32134-4409 |
| Name | Verified Name |
|---|---|
| Address | 12831 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Document Number | 0000144971 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 20170144971 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.55% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,255,730 (-1.23%) Land $225,000 Building $1,030,730 | $1,255,730 (-1.23%) Land $225,000 Building $1,030,730 | |
| 2025 | $21,236.00 (+19.74%) Homeowner's exemption | $1,271,320 (+18.72%) Land $225,000 Building $1,046,320 | $1,271,320 (+18.72%) Land $225,000 Building $1,046,320 |
| 2024 | $17,735.00 (+7.22%) | ||
| 2023 | $16,540.00 (+40.49%) Homeowner's exemption | $1,070,854 (+40.92%) Land $225,000 Building $845,854 | $1,070,854 (+40.92%) Land $225,000 Building $845,854 |
| 2022 | $11,773.00 | $759,926 Land $225,000 Building $534,926 | $759,926 Land $225,000 Building $534,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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