Pasco County property record for 12845 White Bluff Rd, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,564 sqft · built 2011 |
| Lot Size | 0.156 acres (6,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Jul 2022) |
| Tax Bill | $1,925 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-17-0070-00000-4400 |
| Primary APN | 03-25-17-0070-00000-4400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,095 sqft |
| 1st Floor Area | 1,564 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,801 sqft (0.156 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 531 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 111 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1211708 |
|---|---|
| Street Address | 12845 WHITE BLUFF RD |
| City | HUDSON |
| State | FL |
| Zip | 34669-5055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VERANDAHS PB 56 PG 064 LOT 440 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | VERANDAHS |
| Legal Tract | 70 |
| Legal Lot Number | 440 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 31208 |
Source: Pasco County records · APN 03-25-17-0070-00000-4400
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12845 WHITE BLUFF RD, HUDSON, FL 34669-5055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Warranty Deed, Transfer · VA Mortgage PARAMOUNT BANK |
| May 04, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Mar 21, 2019 | Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC |
| Nov 29, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | May 04, 2022 · Amount on Record |
| Deed Document Number | 2022158050 |
| Deed Book / Page | 10655 / 1316 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 20, 2022 |
| Property Address | 12845 WHITE BLUFF RD, HUDSON, FL 34669-5055 |
| Document Number | 0106551316 |
| Book / Page | 10655 / 1316 |
| Map Reference | MB 56 PG 64-115 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022158050 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,366.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 12845 WHITE BLUFF RD, HUDSON, FL 34669-5055 |
| Document Number | 0106551318 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 10655/1318 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 04, 2022 |
| Property Address | 12845 WHITE BLUFF RD, HUDSON, FL 34669-5055 |
| Document Number | 0106063154 |
| Book / Page | 10606 / 3154 |
| Map Reference | MB 56 PG 64-115 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022100585 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,156.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13618 MOOSEHEAD CIR, HUDSON, FL 34669-3921 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12845 WHITE BLUFF RD, HUDSON, FL 34669-5055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098761244 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 9876/1244 |
| Instrument | 2019046893 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12845 WHITE BLUFF RD, HUDSON, FL 34669-5055 |
| Document Number | 0100163112 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12845 WHITE BLUFF RD HUDSON FL 346695055, HUDSON, FL 34669-5055 |
| Document Number | 0100163112 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 010016/003112 |
| Instrument | 206121 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,925.00 (-66.83%) Homeowner's exemption | $266,587 (-3.62%) Land $59,162 Building $207,425 | $266,587 (-3.62%) Land $59,162 Building $207,425 |
| 2023 | $5,804.00 (+70.36%) Additional exemption filed | $276,586 (+93.65%) Land $45,122 Building $231,464 | $276,586 (+27.42%) Land $45,122 Building $231,464 |
| 2022 | $3,407.00 | $142,830 Land $37,647 Building $105,183 | $217,061 Land $37,647 Building $179,414 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 126 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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